As the year draws to a close, it’s natural to reflect on the past months and consider what lies ahead. The holiday season and open enrollment period offer the ideal opportunity to reassess your life insurance needs. Life has a way of surprising us with expected and unexpected changes, potentially rendering existing policies obsolete. You might find that your priorities or responsibilities have shifted without even realizing it.

It’s crucial to evaluate your life insurance annually. Here’s why:

• A new job, promotion, or retirement can alter your financial landscape.
• Getting married or divorced may mean rethinking your coverage needs.
• Welcoming a child or grandchild introduces new responsibilities.
• Buying a home or taking on new financial obligations demands updated protection.
• Changes in your health, income, or long-term financial goals require attention.
• Adjusting beneficiary designations or estate plans is often necessary.

By ensuring your life insurance aligns with your current life circumstances, you gain peace of mind. As the year ends, take this proactive step and schedule a quick coverage review. It’s an easy, supportive process that ensures your protection evolves with your life.