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No one is perfect.  Everyone makes mistakes.  It is a part of human nature.  But when a professional makes a mistake that causes their client financial harm, where do they go to protect their business?

The best way to protect your professional business is to have a professional liability policy in place.  This policy may take different forms or names, depending on your profession.  A couple of examples are malpractice insurance for medical professionals or errors and omissions for lawyers.

Professional liability is a separate insurance policy, not part of a standard general liability policy for a business.  The common claims filed for this policy are for alleged financial loss of the claimant as a direct result of negligence, misrepresentation, violation of good faith and fair dealing, or inaccurate advice of the professional. 

Professions who should have this coverage include, but are not limited to:

·         Insurance agents, consultants and brokers

·         Lawyers/attorneys

·         Medical professions

·         Accountants/financial advisors

·         Engineering and architect professions

·         Real estate brokers

·         Appraisers

·         Information technology service providers

·         Quality control specialists

·         Third-party business administrators

Want more information?  Contact us for a review of your insurance needs.


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