With winter right around the corner, we would like to take this opportunity to let you know about an available coverage from one of our carriers. Safeco Insurance has an optional coverage for their homeowner policy holders for Water Seepage and Leakage. The continued Seepage of Water is normally excluded by most homeowners’ policies.
Safeco’s optional coverage would allow a loss to be paid for, repeated, continuous seeps or leaks that occur for a period greater than 14 days. This coverage would apply to water or steam that leaks from your plumbing, heating, air conditioning and household appliances.
Safeco offers two different limits of this coverage, $25,000 and $50,000. The coverage does not apply to any sump, sump pump or related equipment as there is a separate coverage that can also be added for water back up related to these.
If you would like to know more about this Water Seepage or Leakage coverage, or any other coverage that may be available for your policy, please contact our office.